So a frog walks into a bank one afternoon and stands in line for a little while until finally a teller is available. He looks at her name tag and sees her name is Patricia Whack.

“Hello, Miss Whack,” he croaks. “My name is Kermit and I’m here to get a loan.”

“You’re the Kermit the Frog?”

“Oh, no,” he chuckles. “I get that all the time. No, no. My last name is actually Jagger.”

“Ah,” replies the teller. “Well, we don’t usually loan money to amphibians.”

“I understand completely,” says the frog. “It’s just that, you see, I have been having a hard time getting around the pond lately, and I really need to buy a boat. There’s no way I can afford one right now, but I make a pretty good salary and I do have collateral.”

Attempting to humor him, she asks, “What in the world could you — a frog — offer as collateral for a loan?”

With this, the frog reaches into his pocket and presents a small, pink, porcelain elephant. “I have this,” he says.

“What in the world is that?” asks the teller.

“Oh, I’m sure if you check with your manager he’ll approve,” he says, handing her the elephant.

The customer is always right. So she takes the frog’s “collateral” and shuffles into the back to find her manager.

He’s sitting at his desk, working hard. But she interrupts him and, in a rush, tells him, “Look, I’m really sorry to bother you. But I don’t know what to do here.”

“You’re never going to believe this, but there’s a frog at the counter, says his name is Kermit Jagger, and he’s asking if we’ll give him the money to buy a boat. When I told him that we don’t give loans to his type, he told me that he had collateral and he gave me this,” she says, proffering the small, pink, porcelain elephant. “I mean, really! What am I supposed to tell him?! I mean … what is this?!”

The bank manager looks at her. He looks at the small, pink, porcelain elephant. Then he looks back at her.

“It’s a knick-knack, Patty Whack! Give the frog a loan. His old man’s a Rolling Stone!”