If you’re interested in displaying an RSS feed from an external source using PHP, you simply must grab RSS_Fetch by Drew Phillips. It is by far the easiest implementation that I have found. The readme file is very detailed and the code is well-documented. I highly recommend it.
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If credit card debt or student loan payments are killing you, I highly recommend taking a look at SoFi. Their low rates and incredibly quick and simple application process might be just what you need.