Two great tips from annoyances.org:
Restart Windows without Restarting your Computer
Speed up system restart
More posts tagged:hacks / registry / Windows
More posts categorized:Software
More posts from:November 2001 / 2001
If credit card debt or student loan payments are killing you, I highly recommend taking a look at SoFi. Their low rates and incredibly quick and simple application process might be just what you need.